Sunday, November 1, 2009

. ESSENTIALS OF LIFE INSURANCE CONTRACT

ESSENTIALS OF LIFE INSURANCE CONTRACT...
The important essentials of life insurance contract are as follows:
Insurable Interest. Insurable interest is a legal requirement in all type:of insurance contracts. A person who wants to get his life insured for a specifieFraud or misrepresentation. The person desirous of getting a liftpolicy should not conceal any fact about his age, profession, disease etc Bottthe parties involved in the contract should be honest in their dealings.
Notice of Proof of loss. In case of the death of the insured person, th*person/persons having insurable interest must give immediate notice of the deatrof the insured to the insurance company.
4 Death due to war or aviation accident. If the insured person dies w war or from a certain aviational accident, which are excluded perils in life insu^ei contract, the insurer will not pay the claim.
5. Principle of Indemnity. The life insurance and most health insurance contracts are not subject to the principle of indemnity.

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